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Commercial Loan Portfolio Excel Template

Manage commercial loan portfolios with comprehensive loan analysis, credit risk assessment, and portfolio optimization tools for commercial banking and lending institutions.


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Master Commercial Loan Portfolio Management with Professional Analytics

Commercial loan portfolio management requires sophisticated analysis of credit risk, portfolio performance, and regulatory compliance. Our Commercial Loan Portfolio template provides comprehensive tools to analyze loan portfolios, assess credit risk, and optimize lending strategies with institutional-quality frameworks for commercial banking operations.

From credit analysis to portfolio optimization, enhance lending performance. Built for commercial lenders, credit analysts, and portfolio managers, this template helps you analyze loan portfolios, assess credit risk, and optimize lending strategies.

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Comprehensive Loan Analysis Framework

Credit Risk Assessment

Assess credit risk with probability of default (PD), loss given default (LGD), and exposure at default (EAD) modeling. Implement credit scoring models and risk rating systems.

Financial Statement Analysis

Analyze borrower financial statements with ratio analysis, cash flow assessment, and trend analysis. Evaluate creditworthiness and repayment capacity.

Collateral Valuation

Value loan collateral with appraisal analysis, collateral coverage ratios, and liquidation value assessment. Monitor collateral values and coverage levels.

Loan Pricing & Profitability

Price loans with risk-adjusted returns, spread analysis, and profitability modeling. Optimize pricing strategies and margin management.

Portfolio Management & Risk Monitoring

Portfolio Composition Analysis

Analyze portfolio composition with industry concentration, geographic distribution, and loan type analysis. Monitor portfolio diversification and concentration risk.

Performance Monitoring

Monitor portfolio performance with delinquency rates, charge-off rates, and recovery analysis. Track key performance indicators and early warning signals.

Allowance for Credit Losses

Calculate allowance for credit losses with CECL methodology, provision modeling, and reserve adequacy assessment. Ensure regulatory compliance and adequate reserves.

Stress Testing & Scenario Analysis

Conduct stress testing with economic scenarios, sensitivity analysis, and adverse conditions modeling. Assess portfolio resilience and capital adequacy.

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Frequently Asked Questions

How does it assess credit risk?

The template assesses credit risk with probability of default (PD), loss given default (LGD), and exposure at default (EAD) modeling. It implements credit scoring models and risk rating systems.

Can it analyze portfolio composition?

Yes, the template analyzes portfolio composition with industry concentration, geographic distribution, and loan type analysis. It monitors portfolio diversification and concentration risk.

How does it calculate allowance for credit losses?

The template calculates allowance for credit losses with CECL methodology, provision modeling, and reserve adequacy assessment. It ensures regulatory compliance and adequate reserves.

Does it include stress testing?

The template includes comprehensive stress testing with economic scenarios, sensitivity analysis, and adverse conditions modeling. It assesses portfolio resilience and capital adequacy.

How does it monitor performance?

The template monitors portfolio performance with delinquency rates, charge-off rates, and recovery analysis. It tracks key performance indicators and early warning signals.

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Frequently Asked Questions

If you question is not covered here, you can contact our team.

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How do I analyze data?
To analyze spreadsheet data, just upload a file and start asking questions. Sourcetable's AI can answer questions and do work for you. You can also take manual control, leveraging all the formulas and features you expect from Excel, Google Sheets or Python.
What data sources are supported?
We currently support a variety of data file formats including spreadsheets (.xls, .xlsx, .csv), tabular data (.tsv), JSON, and database data (MySQL, PostgreSQL, MongoDB). We also support application data, and most plain text data.
What data science tools are available?
Sourcetable's AI analyzes and cleans data without you having to write code. Use Python, SQL, NumPy, Pandas, SciPy, Scikit-learn, StatsModels, Matplotlib, Plotly, and Seaborn.
Can I analyze spreadsheets with multiple tabs?
Yes! Sourcetable's AI makes intelligent decisions on what spreadsheet data is being referred to in the chat. This is helpful for tasks like cross-tab VLOOKUPs. If you prefer more control, you can also refer to specific tabs by name.
Can I generate data visualizations?
Yes! It's very easy to generate clean-looking data visualizations using Sourcetable. Simply prompt the AI to create a chart or graph. All visualizations are downloadable and can be exported as interactive embeds.
What is the maximum file size?
Sourcetable supports files up to 10GB in size. Larger file limits are available upon request. For best AI performance on large datasets, make use of pivots and summaries.
Is this free?
Yes! Sourcetable's spreadsheet is free to use, just like Google Sheets. AI features have a daily usage limit. Users can upgrade to the pro plan for more credits.
Is there a discount for students, professors, or teachers?
Currently, Sourcetable is free for students and faculty, courtesy of free credits from OpenAI and Anthropic. Once those are exhausted, we will skip to a 50% discount plan.
Is Sourcetable programmable?
Yes. Regular spreadsheet users have full A1 formula-style referencing at their disposal. Advanced users can make use of Sourcetable's SQL editor and GUI, or ask our AI to write code for you.
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Enhance Credit Management

Professional loan portfolio tools to analyze credit risk, manage portfolio performance, and optimize lending strategies with comprehensive commercial banking frameworks.

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